You found the home. Now make your offer — direct, documented, and de-risked.
Buying directly doesn't mean buying blind. Aloha My Home gives you a structured way to make your offer, keep your contingencies, and get to closing on a for-sale-by-owner home — without an agent inflating the price, and without guessing your way through the paperwork.
The hard part — finding a home you actually want — is done.
You did the searching, the comparing, the late-night browsing, the quiet judging of other people's backsplashes. You found it. What's left isn't a mystery — it's a sequence of clear steps: an offer, your contingencies, the inspection, the title work, the close. We keep them organized so nothing slips.
Your fear isn't "no agent." It's hidden risk.
An inspection surprise. A low appraisal. A title problem. A seller who's never done this before. Paperwork that's wrong in a way you won't notice until it matters. Fair concerns, every one of them.
So we don't skip the safeguards — we build them in. Buying direct should mean informed, not unguarded. Informed buying and reckless buying are very different species. One of them has spreadsheets.
From offer to keys, in order.
Each step is laid out, tracked, and yours to approve. You'll always know what's done, what's next, and what's waiting on whom.
Make your offer
Turn the price and terms you want into a clean, complete offer — financing, earnest money, contingencies, closing timeline, and what's included. No agent required, no contract on a napkin.
Negotiate on the terms, not just the number
Counter, accept, or adjust. The strongest offer is often the clearest one — clean terms and solid financing the seller can trust, not just the highest price.
Keep your contingencies
Inspection, appraisal, and financing contingencies are your safety net. We make sure they're written into your offer — not quietly skipped to look aggressive.
Bring your own team
Lender, inspector, title company, attorney — use the professionals who reduce real risk, exactly where they help. Your team, your call. (Direct doesn't mean alone.)
Inspect, verify, and track every deadline
Schedule your inspection, review disclosures, watch the appraisal, and keep every contingency date in one place — so nothing lapses while you're busy being excited.
Title, closing & keys
Your agreed paperwork is routed to a title company for processing and closing, with your earnest money handled properly. Then you get the keys — at a price no agent's commission inflated.
You keep the wheel. We keep the guardrails.
Aloha My Home doesn't take control away from you. It gives you the structure to buy direct without missing the details that matter.
You control
- The price and terms you offer
- Which contingencies you keep
- Which professionals you bring in
- Your timeline and closing date
- Walking away if it isn't right
We organize
- Your offer and the documents
- Every contingency deadline, with reminders
- Earnest money and title coordination
- A clear checklist from offer to keys
- A direct line to the seller
The safeguards stay. Only the commission goes.
Contingencies that protect you
Inspection, appraisal, and financing contingencies stay in your offer — your built-in right to renegotiate, ask for credits, or walk away if something's off.
Your earnest money, handled right
Your deposit moves through proper title and escrow channels — documented and protected, not handed over on a handshake and good vibes.
Your own experts, on call
Bring in your lender, inspector, title officer, or attorney wherever it matters. Real safeguards, validated by real professionals — no agent required.
Paperwork done by a title company
Your agreed contract routes to a title company for processing and closing. No napkin contracts, no guessing, no surprise appearances by the word "encumbrance."
For buyers? Nothing to start — and no commission.
Aloha My Home is free for buyers to sign up and use. There's no buyer's commission, and the seller covers Aloha's flat fee at closing. You buy direct — and you keep the leverage.
A buyer's-agent commission — often 2–3% of the price — has to come from somewhere in the deal. You also inherit their pace, their pressure, and their preferred listings.
No buyer's commission, a direct line to the seller, and a fairer shot at the real price. The seller covers Aloha's flat fee at closing — not you.
A direct deal means more of the value stays in the deal — for both of you.
The things smart buyers ask.
Do I need a buyer's agent for this?
No. You can buy directly with structure and your own professionals. Where an expert genuinely reduces risk — an inspector, a title company, an attorney — you bring them in on your terms. Aloha organizes the transaction; your pros validate the deal.
Is it really safe to buy without an agent?
Direct doesn't mean unguarded. Your offer keeps its inspection, appraisal, and financing contingencies; a title company handles the closing; and you can bring your own attorney. The safeguards stay — only the commission goes.
What does it cost me as a buyer?
Nothing to sign up, and no buyer's commission to Aloha — the seller covers Aloha's flat fee at closing. You'll still pay your own normal purchase costs (lender fees, inspection, title, and so on), exactly as you would on any home.
What if the inspection or appraisal turns up problems?
That's exactly what your contingencies are for. You can renegotiate the price, ask for repairs or credits, or walk away — your call, within the deadlines you agreed to.
What if the seller has never sold a house before?
The platform structures the steps, documents, and deadlines for both of you, and the agreed paperwork is routed to a title company for processing and closing. Nobody is improvising the legal parts.
Can I use my own lender, inspector, or attorney?
Yes — and we encourage it. Buying direct works best when you keep a small team of professionals around the parts where guessing is a bad idea.
Where can I make an offer online?
The online offer feature is currently available for homes in Virginia, with more states on the way. Elsewhere, you can still browse, organize your purchase, and prepare your offer through Aloha.
Found the home? Make your move.
Start a clean, structured offer on the home you want — contingencies intact, paperwork handled, your terms in your control.
Make an OfferP.S. "I love the house" is emotionally valid. It is not, technically, a term sheet. Let's write the real thing.